Layaway- Any merchandise at Borthwick Jewelry can be financed through a ten month layaway program.

• To start a layaway, you must have 10% down and make monthly payments of 10% for ten months. We will hold your item until it is payed off.
• This money is completely refundable for up to one week from the day you present it to your loved one. However the only exception is, if you have not made a payment for three consecutive months, your money becomes a store credit and is not refundable for cash

FINANCING THROUGH WELLS FARGO

6 months - 1 year interest free financing depending on the purchase amount.
(On Approved Credit)

FINANCING BY SYNCHRONY FINANCIAL

6months - 1year interest free depending on the purchase amount.
(On Approved Credit)

AMERICAN FIRST FINANCING

• For people with poor credit.
• 90 days interest free OAC.

This account will improve your credit rating if you make your payments on time, however it does come with a large interest rate if you do not pay it withing the 90 days.